Disclaimer

Effective Date: 27 July 2026

Short Summary (ಕನ್ನಡ)

• ನಾವು SEBI ರಿಜಿಸ್ಟರ್ಡ್ ಅಲ್ಲ: ನಾವು ಯಾವುದೇ ಷೇರು ಅಥವಾ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಟಿಪ್ಸ್ ಕೊಡುವುದಿಲ್ಲ ಅಥವಾ ಪೋರ್ಟ್‌ಫೋಲಿಯೋ ಮ್ಯಾನೇಜ್ ಮಾಡುವುದಿಲ್ಲ.
• ಶೈಕ್ಷಣಿಕ ಉದ್ದೇಶ ಮಾತ್ರ: ನಮ್ಮ ವೆಬ್‌ಸೈಟ್‌ನಲ್ಲಿರುವ ವರದಿಗಳು ಮತ್ತು ವಿಶ್ಲೇಷಣೆಗಳು ಕೇವಲ ನಿಮ್ಮ ಫೈನಾನ್ಷಿಯಲ್ ಜ್ಞಾನವನ್ನು ಹೆಚ್ಚಿಸಲು ಮಾತ್ರ. ಇದು ಹೂಡಿಕೆಯ ಸಲಹೆಯಲ್ಲ (No Investment Advice).
• ನಿಮ್ಮ ನಿರ್ಧಾರವೇ ಅಂತಿಮ: ಷೇರು ಮಾರುಕಟ್ಟೆಯಲ್ಲಿ ಅಪಾಯಗಳಿರುತ್ತವೆ (Market Risk). ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮುನ್ನ ನಿಮ್ಮ ಸ್ವಂತ ರಿಸರ್ಚ್ ಮಾಡಿ ಅಥವಾ ನಿಮ್ಮ ಆರ್ಥಿಕ ಸಲಹೆಗಾರರನ್ನು ಸಂಪರ್ಕಿಸಿ. ನಿಮ್ಮ ಲಾಭ ಅಥವಾ ನಷ್ಟಕ್ಕೆ 18 Points ಜವಾಬ್ದಾರರಾಗಿರುವುದಿಲ್ಲ.

1. EDUCATIONAL & INFORMATIONAL PURPOSE ONLY All content published on 18 Points and 18points.in, including articles, annual report analyses, forensic research, financial commentary, charts, graphics, newsletters, and other materials, is provided solely for educational, informational, and research purposes. The content is intended to help readers understand businesses, financial statements, corporate disclosures, and market-related concepts. It should not be interpreted as professional financial advice.

2. NO INVESTMENT ADVICE 18 Points does not provide personalized investment advice, stock tips, trading calls, portfolio management services, financial planning services, tax advice, legal advice, or any other regulated professional service. Nothing published on this website constitutes a recommendation, solicitation, endorsement, or offer to buy, sell, or hold any security, stock, mutual fund, ETF, bond, cryptocurrency, or other financial instrument.

3. SEBI REGULATORY DISCLAIMER 18 Points is not registered with the Securities and Exchange Board of India (SEBI) as an:

• Investment Adviser (RIA)
• Research Analyst (RA)
• Portfolio Manager
• Any other SEBI-regulated advisory entity

Readers should not treat any content published on this website as regulated investment research or personalized financial advice.

4. READER RESPONSIBILITY All investment and financial decisions involve risk. Readers are solely responsible for conducting their own research, verifying information independently, evaluating risks, and consulting qualified financial, legal, tax, or other professional advisors before making any investment decision. Any action taken based on information available on 18points.in is strictly at the reader’s own risk.

5. ACCURACY & COMPLETENESS DISCLAIMER We strive to provide accurate, reliable, and well-researched information. However, financial data, company disclosures, regulations, market conditions, and business circumstances may change over time. Accordingly, 18 Points makes no representation or warranty regarding the accuracy, completeness, reliability, suitability, or timeliness of any information published on this website. Users should independently verify all information before relying upon it.

6. NO LIABILITY To the maximum extent permitted by applicable law, 18 Points, its owners, authors, contributors, employees, affiliates, and representatives shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or financial losses arising from:

• Use of this website
• Reliance on any information published on this website
• Investment or trading decisions made by readers
• Errors, omissions, delays, or inaccuracies in published content
• Technical interruptions, outages, or service disruptions

7. PAST PERFORMANCE DISCLAIMER Any discussion of historical performance, financial results, stock returns, business growth, or past market behavior is provided for informational purposes only. Past performance does not guarantee or predict future performance, results, or returns.

8. THIRD-PARTY CONTENT & EXTERNAL LINKS This website may contain references to third-party websites, company filings, regulatory disclosures, news sources, reports, or external resources. Such references are provided solely for convenience and informational purposes. 18 Points does not control, endorse, or guarantee the accuracy of third-party content and accepts no responsibility for it.

9. ADVERTISEMENTS 18 Points may display advertisements through third-party advertising partners such as Google AdSense. The presence of an advertisement does not constitute an endorsement, recommendation, approval, or verification of any product, service, company, or investment opportunity.

10. ANTI-FRAUD NOTICE 18 Points is a completely free platform. We do not provide paid stock tips, paid investment recommendations, portfolio management services, or guaranteed-return schemes. We will never request money through unsolicited phone calls, direct messages, social media messages, QR codes, UPI transfers, or similar methods. If any individual claims to represent 18 Points and requests money, investment capital, or account credentials, please treat such communication as fraudulent and avoid any transaction.

11. ACCEPTANCE OF DISCLAIMER By accessing, reading, or using 18points.in, you acknowledge that you have read, understood, and agreed to this Disclaimer and accept full responsibility for your own financial and investment decisions.