Privacy Policy

Effective Date: 27 July 2026

1. Information We Collect

Since 18 Points is a completely free platform, we do not collect billing details, credit card information, debit card information, banking passwords, UPI PINs, or payment credentials.

We may collect basic personal information when you voluntarily:

• Register using Google Login
• Subscribe to our Email Newsletter
• Contact us through our website

Google Authentication

If you choose to sign in using Google Login, authentication services are provided by Google and are subject to Google’s applicable Terms of Service and Privacy Policy.

18 Points only receives information that you authorize through your Google account permissions, which may include:

• Name
• Email Address
• Profile Picture
• Unique Google Account Identifier

2. How We Use Your Information

We use your information solely for the following purposes:

• Authenticating and managing your account access through Google Login
• Sending newsletters, forensic research reports, educational content, and market updates to your registered email address
• Notifying you about important platform updates
• Responding to support requests, feedback, or inquiries
• Improving the functionality, security, and user experience of 18points.in

You may unsubscribe from marketing or newsletter emails at any time using the unsubscribe link included in our emails.

3. Data Retention Policy

We retain personal information only for as long as reasonably necessary to:

• Provide and maintain our services
• Comply with legal and regulatory obligations
• Resolve disputes
• Enforce our policies and agreements
• Protect the security and integrity of our platform

When information is no longer required, we will take reasonable steps to delete or anonymize it.

4. Third-Party Advertising & Zero-Data Selling Policy

Third-Party Advertising

18 Points may use third-party advertising partners, including Google AdSense, to display advertisements on our website.

These advertising partners may use cookies or similar technologies to serve advertisements based on your visits to our website and other websites.

Users can manage advertising preferences through their Google Ads Settings and browser settings.

Zero-Data Selling Policy

Your privacy is important to us.

18 Points does not sell, rent, lease, trade, or otherwise transfer your personal information to marketing agencies, telecallers, data brokers, or other third parties for commercial purposes.

Your information is stored using reasonable technical and organizational safeguards designed to protect it from unauthorized access, misuse, or disclosure.

5. Legal Compliance & Law Enforcement

18 Points may disclose personal information when required by applicable law or when responding to valid legal requests from authorized government agencies, regulatory authorities, law enforcement bodies, cybercrime authorities, courts, or other competent public authorities.

Such disclosures may be made to:

• Comply with legal obligations
• Protect the rights, safety, and security of users
• Prevent fraud, abuse, or illegal activities
• Protect the integrity and lawful operation of our platform

6. Cookies and Tracking Technologies

We use standard browser cookies and similar technologies to:

• Analyze website traffic and visitor behavior
• Measure website performance through analytics services such as Google Analytics
• Maintain secure login sessions
• Improve functionality and user experience
• Support advertising and content personalization where applicable

You may control or disable cookies through your browser settings, although certain features of the website may not function properly as a result.

7. Children’s Privacy

18 Points is not directed toward children under the age of 18.

We do not knowingly collect personal information from minors. If we become aware that personal information from a minor has been collected inadvertently, we will take reasonable steps to delete such information promptly.

8. International Visitors

If you access 18points.in from outside India, you acknowledge and agree that your information may be processed, stored, and transferred within India, where privacy and data protection laws may differ from those in your jurisdiction.

By using our website, you consent to such processing and storage.

9. Data Security & Limitation of Liability

We employ industry-standard security measures intended to protect personal information from unauthorized access, disclosure, alteration, or destruction.

However, no online service, website, server, or electronic storage system can be guaranteed to be completely secure.

By using 18points.in, you acknowledge and accept the inherent risks associated with transmitting and storing information online.

To the maximum extent permitted by applicable law, 18 Points shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from unauthorized access, cyber-attacks, hacking incidents, service disruptions, or data breaches beyond our reasonable control.

10. Privacy Policy Updates

We may update this Privacy Policy from time to time to reflect operational, legal, regulatory, or technological changes.

Any updates will be published on this page along with the revised Effective Date.

Your continued use of the website after such updates constitutes acceptance of the revised Privacy Policy.

11. Contact for Privacy Concerns & Data Deletion

If you have questions regarding this Privacy Policy, your personal information, or wish to request deletion of your account and associated data, please contact:

Email: contact@18points.in

We will make reasonable efforts to process verified deletion requests within 30 days, subject to applicable legal and operational requirements.

12. Your Rights

Subject to applicable law, you may request:

• Access to the personal information we hold about you
• Correction of inaccurate or incomplete information
• Deletion of your personal information
• Withdrawal of consent where applicable

To exercise any of these rights, please contact us at:

contact@18points.in

We will make reasonable efforts to respond to verified requests within a reasonable timeframe.

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18 Points is committed to protecting user privacy while providing free educational financial content, research, and forensic analysis to the public.